Seamless Payment Processing for Retail Businesses
Modern POS, faster checkouts, and transparent pricing built for brick-and-mortar stores. Accept payments anywhere with industry-leading reliability.
COMPETITIVE PAYMENT PROCESSING RATES
Get transparent, competitive credit card processing rates tailored
Free POS Hardware
EMV, Tap-to-Pay, and NFC terminals included.
Go live in 24 hours
Setup, POS install, and staff onboarding.
Omnichannel integration
Sync online & in-store sales automatically.
Common Retail Challenges We Solve
Cut fees, modernize checkout, and streamline your in-store experience with a single integrated solution.
High Processing Fees
Traditional processors charge hidden markups that eat into profits. PAYSYS offers transparent rates starting at 2.5% + 10¢ to help you keep more from every sale.
Outdated POS Systems
Slow or limited hardware increases wait times and lost sales. We include free EMV and NFC-ready terminals to speed up every checkout.
Disconnected Sales Channels
Separate systems for online and in-store sales cause inventory errors. Our unified platform keeps everything synced in real time.
Built for Every Kind of Retail Store
From small boutiques to multi-lane supermarkets, PAYSYS adapts to your workflow and customer volume.
Boutiques and Apparel
Manage returns, variants, and loyalty in one system.
Best-fit features:
Convenience Stores
Quick checkout for high-volume foot traffic.
Best-fit features:
Electronics and Gadgets
Secure payments for high-ticket items.
Best-fit features:
Supermarkets
Handle multiple lanes and barcode scanners seamlessly.
Best-fit features:
All your sales, one platform
Connect your POS with your e-commerce platform to keep your records, orders, and customers all aligned.
Track your customer history, manage loyalty programs, reconciliations and gift cards, all in one place.
Save on Every Swipe with a Service Fee Program
Encourage cash payments and reduce your processing costs while remaining compliant with signage and network rules.
How It Works
- A small service fee applies to card payments.
- Cash customers automatically receive a discount.
- Your effective processing rate can drop close to zero.
Solutions
- Eliminate up to 100% of processing fees.
- Fully compliant with card-brand guidelines.
- Free signage templates included.
Retail Pricing That Keeps You Competitive
No hidden markups or long-term contracts. Choose a plan that fits your store’s volume.
Tiered Plan
- Keep pace with your industry's daily transaction volume
- Know your rate whether customers pay at the counter or remotely
- Plan processing expenses with clearly defined rates
- Subject to applicable state regulations
Cash Discount
- Give cash-paying customers more value
- Encourage cash payments to help reduce card processing costs
- Make savings visible at checkout
- Subject to applicable state regulations
Service Fee
- Apply a disclosed service fee
- Support everyday operations
- Clearly disclose fees before checkout
- Subject to applicable state regulations
Card Surcharge
- Retain more revenue from eligible credit card sales
- Help offset credit card processing costs
- Show customers exactly what the credit surcharge covers
- Subject to applicable state regulations
Custom Pricing
- Unlock pricing based on your processing volume
- Multi-location management
- Turn your processing statements into a quote tailored to your business
- Subject to applicable state regulations
*Monthly minimum applies.
*Rates vary by volume, ticket size, and payment method. Interchange-plus pricing available on request.
Launch in as Little as 24 Hours
A simple, guided process that gets your business live fast.
Apply and Get Approved
Submit business info → Approval within 24 hours
Configure AND Ship
POS arrives pre-configured → Plug & play setup
Integrate and Test
Connect your eCommerce platform → Process first test sale
Train and Launch
Quick staff onboarding → Start accepting payments same day
Enterprise-Grade Security for Every Transaction
Built to meet the highest standards for data protection and fraud prevention.
PCI DSS LEVEL 1 CERTIFIED
REAL-TIME FRAUD DETECTION
GDPR AND CCPA COMPLIANT
END-TO-END ENCRYPTION AND TOKENIZATION
OPTIONAL AGE VERIFICATION ADD-ON
Frequently Asked Questions
Yes. Many standard EMV and NFC terminals are compatible. Our team verifies your model during onboarding and can ship replacements if needed.
Ready to Start Accepting Payments Today?
Transparent pricing, reliable service, and fast setup — everything your retail store needs to succeed.